http://personal-budgeting-made-easy.com/budgetmembers Mon, 10 May 2010 03:18:36 +0000 http://backend.userland.com/rss092 en Poor health Symptoms - $ You only ever make minimum payments on your credit card. $ You have two or more credit cards, all at or near their limit. $ You are unaware of the amounts you owe on all your cards. $ You spend more than you earn. Diagnosis….. If you have two or more ... http://personal-budgeting-made-easy.com/budgetmembers/2010/03/26/the-us-election-how-will-it-affect-your-budget/     Look, setting up a budget is not easy! But with a little perserverance and effort it can change your life around.  Think about it, no more sleepless nights worrying about money or the lack of it. Set your goals and stick to them but don't forget to give yourself some little rewards ... http://personal-budgeting-made-easy.com/budgetmembers/2010/03/24/using-a-reward-system/ Like anything we do in life we need to apply a certain amount of discipline to the task at hand. Creating a budget is no different. Whether it's recording on a daily basis what we spend or entering our spending into the ihatebudgets software programme it all requires some discipline. That's why we have included ... http://personal-budgeting-made-easy.com/budgetmembers/2010/03/23/a-budgeting-spreadsheet/ When setting up your family's budget make sure they all know what you are doing and why. Look, this is critical to the success of your budget!  By working with your partner on what you both want to achieve and setting mutual goals that you can both work towards, will go a ... http://personal-budgeting-made-easy.com/budgetmembers/2010/03/22/getting-your-family-on-board/ When it comes to reading articles on money, I really want it to be simple to understand.  The “5 Easy Steps To Taking Charge Of Your Finances” from Greg Bell is such a booklet. It aims at making the what, why and how to budget easier to grasp. It is Greg’s ... http://personal-budgeting-made-easy.com/budgetmembers/2008/11/12/5-easy-steps-to-budgeting/ If you subscribe this is what you will have access to. (1) ihatebudgets Budgeting Software;     (2) ihatebudgets Programme Training Manual; (3) ihatebudgets Software Training Manual   [hidepost=1] This is the area where you download your: 1. ihatebudgets Software   1. Click on picture to download software. File name: 1i2h3b_p4b5s6.exe 2. Save the file in your selected directory (perhaps make a note of the ... http://personal-budgeting-made-easy.com/budgetmembers/2008/10/27/software-and-training-downloads/ The Psychology of Money - Why we hate budgeting   Look, let's face it, budgeting is really boring! It's the end benefit of when we take control of our finances rather than our finances controlling us that is the exciting thing. We are constantly told that budgets will restrict us and take ... http://personal-budgeting-made-easy.com/budgetmembers/2008/10/27/why-we-hate-budgeting/ The Psychology Of Money - Why Do Some People Do It Better?   Is it because these people are more gifted? They are more patient than others? Or is it that they are just boring people that prefer counting their money rather than having fun? This module explains why some do it better than ... http://personal-budgeting-made-easy.com/budgetmembers/2008/10/27/why-some-people-do-it-better-than-others/ The Pyschology of Money - What Is My Financial Mentality? How do we feel about money? Do you know the difference between "good debt" and "bad debt"? Simply you can earn interest on your money but you have to pay interest if it is borrowed money.  Know the importance of this difference???? [hidepost=1] The ... http://personal-budgeting-made-easy.com/budgetmembers/2008/10/27/to-identify-your-own-financial-mentality/ The Pyschology of Money - How Marketers Manipulate You?   Let Greg tell you more about how Marketers work and how not to get caught. Again only go to a "sale" with a list of what you really need! Sale items bought with a credit card, with no plan to pay the card off ASAP, ... http://personal-budgeting-made-easy.com/budgetmembers/2008/10/27/how-easily-marketers-can-manipulate-you/