Message From CEO
In 2002 several of my clients had been asking me to help them to draw up a budget for them to assist in managing their finances. After looking at what was currently available and finding nothing that really suited their needs, I decided to write my own budget programme with the assistance of a programming mate of mine. The brief being, simple to use with the ability to track both income and expenses and notify of upcoming bills.
The next thing was to figure out why people didn’t budget and what were the main reasons. After some exhaustive research I discovered most people, after they started, only continued for a few weeks before it all got too hard. They began with all the best intentions but just lost interest. This is where I devised and wrote, along with another friend, a budget training manual which looks at things like, the psychology of money, what kind of a spender/saver you are and probably the most important thing, how to set achievable goals for your finances.
Having developed the course and the software I felt there was still something missing. That’s when I came up with the idea of each client having a budget coach to do their initial training, then to remain in contact with the client to ensure that they stayed on track and were working towards achieving their goals. The budget coach forms the cornerstone of the package and binds it all together.
ihb has evolved so much over the past year. We have now placed the entire course online where it can be delivered to you in the comfort of your home, working at your own pace. We now provide you with an online Virtual Budget Coach to ensure that you continue working with your budget and achieve your financial goals.
CEO